Looks like they really get you into the filed to apply what you learn which is a necessity in my book.I will likely be the main speaker at Geoff's club in a few months, I have yet to attend a meeting there, but have tried several times only to have scehduling issues.

In my experiences (LLC's and not partnerships), a clear operating agreement detailing each parties responsibilities and share of the profit is an absolute necessity.

As for starting a business, I would look at providing the necessities, particularly shelter, food etc.

also, it is on a 2 year note with a small local bank in GA, and I'm worried about interest rates going up, and the necessity of getting a long term loan.

This is by choice, not by necessity.

There is no doubt that Clinton's actions (or lack of them) caused the BIG money to be spent out of necessity, the only thing that this Bush could not do was to convince the world to give us some monetary assistance on what we had to do, like his father was able to do previously.

"Some, who have not denied the necessity of the power of taxation, have grounded a very fierce attack against the Constitution, on the language in which it is defined.

Until then, I'll stand by my statement.Just think what it means to be government property: it means that taxpayers such as you and I have contributed toward that sign - and I certainly would gripe if my tax dollars were mis-directed to something other than necessities.

Jon is right about pest control (a necessity).If you have apartment ownership/management experience and have 15% or 20% down, my lenders are offering rates at 4% or lower (amortized loans).

My dad told me that I should change the locks, and let her know that we found something majorly wrong with the apartment that we need to fix prior to renting it out, and refund her money...fix all the necessities like any leaks and non-working smoke detectors, and re-rent.