There is usually not much that compares with what we offer, so we only compete apples to oranges, so incentives are not a good tool for us.The types of tenants we want (multi year) also respond better to an adjustment in rent than an incentive.

This lets your HSA grow, and since qualified withdrawals are tax-free, putting more aggressive investments in an HSA can pay off in the long run (similar to the “put your risk in Roth” idea).4.Rollovers & Debit CardsMost brokerage HSAs come with a debit card, so spending isn’t too hard if you ever need to.

@Brian Chadwickno need to sell - why not refinance?

Happy to chat if need resources.  

You're in a good position, you just need to figure out which option works best for you. 

In this case, your monthly payment with 20% down will have a good MARKET rate if your DTI works with a much lower month payment and no mortgage insurance(MI).

W2 and 1099 income, 2 kids, renting, and 1 rental.At what point does it make sense to hire tax help and how much should that expect to pay?

You would need to contribute out of pocket each month to keep the investment afloat.

You can purchase through a brokerage account with much smaller minimums.

Hi Giovanni, let me know if you need help in the Atlanta, GA area.