While I believe most in our chosen trade(s) are already familiar with the word or term “Appraisal”, it can’t hurt to provide some clarity: According to the most recent edition of Merriam-Webster’s On-Line Dictionary:Appraise - to set a value on; to estimate the amount of; to evaluate the worth, significance, or status of; to give an expert judgment of the value or merit of.Appraisal - an act or instance of appraising something or someone; a valuation of property by the estimate of an authorized person.Appraising - making or expressing a critical judgment or evaluation.Within the realm of real estate valuation, the Uniform Standards of Professional Appraisal Practice: 2020-21 (USPAP) offers the following applicable definitions:Appraisal (Noun) – the act or process of developing an opinion of value.Appraiser – one who is expected to perform valuation services competently and in a manner that is independent, impartial, and objective.Appraisal Assignment – a valuation service that is provided by an appraiser as a consequence of an agreement with a client.Report – any communication, written or oral, of an appraisal or appraisal review that is transmitted to the client or a party authorized by the client upon completion of an assignment.

  - One of the proposals is a new national Tenet Protection Bureau which will "enforce tenants’ rights, take on bad actors, and make sure landlords keep affordable housing affordable for working families".   

Make sure your lease is ironclad and in an instance like this  because this is direct damage done with malicious intent, I'd still pursue legal action. 

They are free to have their attorney review.There will always be bad actors in any industry but treating all as bad seems a bit ridiculous.Also, there are plenty of weekend warrior real estate agents that don’t take their job or their listings seriously... that wasted time of trying to “sell” their home can cost them plenty and “hurt” the seller on top of high commissions, availability for showings and locking the property up with the agent.Again, just my opinion...

--> the reason I ask: <-- It's fairly common for me to see a competitor's "quote" beat mine by 1.125 or 1.7 or so for the same rate, which is my ballpark starting pricing advantage minus the 2.125 that I'm hitting them with that the other person isn't, then I have to tell the consumer it's going to be "adjusted" by underwriting at the 11th hour, incompetence is more likely than malicious intent but that's how it's going to play out either way, and it's a total coin toss if the consumer believes me upfront or needs to learn the hard way (either way, I may or may not get this transaction, but I will get the next one, so I'm fine with either outcome tbh).

No profession is immune from bad actors, but those are the exception and not the rule - especially in a field like real estate sales where they can be fined by the state, sued by clients and have their licenses revoked.

There are restrictions for those who have previously violated securities laws (Bad Actor Carveouts) but as long as you don't violate those, you're good to go.Agreed with @Lee Ripma, getting proper advice directly from an attorney is a good idea.

Hi Pablo,A guy named Willie "The Actor" Sutton was asked whey he robbed why he robbed banks his response was "because that's where the money is". 

If the property becomes flooded and it's due to a malfunction in the house,, then until it's corrected the landlord needs to either accommodate the tenant in a hotel until repairs are completed if the property is so bad they can't possibly stay there until the property is restored while being worked on .. but this depends also on what is reasonable time...If the property, is or has, become so terribly flooded and the damage is such the owner has determined it will take extensive and lengthy time to fix, then he can negotiate with tenant to be immediately let out of lease. and refund the rent from day of damage to end of month and fully refund the deposit if the damage was not caused by the tenant.IF THE tenant damaged the property due to neglect , malicious act.

One of the highest paid actors  in Hollywood that has supposedly earned over $650 Million in the last two decades is not someone you expect to face foreclosure.