What's the annual ROI on the cost of the points to you in terms of savings?

Play the long game and hold onto that equity. 

In particular know exactly what you negative equity position will be and how long it will take at conservative cash flow numbers (near 50% of rent going to expenses other than P&I).  

How long have you been using it?

Price fair, don't get greedy, play the long game.

So first thing I call them short term rentals.

Buy and hold used as short term rental property.

I can definitely attribute a lot of my success over the last few years due to the connections I made on Bigger Pockets and the things I've just simply learned by listening to and reading all the great info available here!

The vacation rental buyers I see here in Colorado that are having the most success have something a little unique.

I do outsource my Taxes, but I meant having a Real Estate Tax Accountant or a CPA who I chat with to help create me a long term strategy.