We invested $55,000 in key renovations, focusing on modernizing the interiors, improving curb appeal, and ensuring the property met market expectations.

The other key to me taking out the loan is that I have enough reserve cash that if I lost my job I could pay the money back right away. 

Negotiating seller concessions, networking with local investors, and learning property management skills have been key to finding deals with strong long-term potential.Good luck!

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?

That is the key difference.

While the RentRedi's loaded with various toggles/buttons and affordable given the all-you-can-eat pricing, the interface is still very elementary and lacking in usability/design, which is often overlooked as a key determinant of whether your team actually adopts and fully leverages powerful management solutions like these.

I know it may be against my best interest but I cant bring myself to give her cash for keys.

The other half is mostly turn key, light move in ready, section 8 work that is financed from the start.  

The key is to identify personal property from real property.

That could potentially take away all the extra from increasing $150 for several years.