Therefore I would be inclined to accept his evaluation.

I would be inclined to pay about $57,000. 

My inclination was to pass on this "deal" and you have all reassured my gut feelings.  

My inclinations would be to get a good geographical spread, maybe two each in four markets.

We are also inclined to think a 30k profit is acceptable and reasonable.

If you're inclined to be angered by the ridiculous and/or inconsiderate use of your property, you may be better off not getting into VR.That said, my VR renters have, by and large, been gentler on my property than my residential tenants (I'm not at a ski slope!)

You use the word "first" payment, which I am inclined to think you mean the first payment to you as opposed to his first scheduled loan payment (also meaning the loan was just made).The Borrower's delinquency for the account, not just your ownership period is really what we should be talking about.  

In the event they do get a default, they are not inclined to take much of a discount, there really is no need as the portion of their balance sheet affected is pretty small.

National creditors will be more inclined to report nationally but I have seen those at times limited in reporting as well.  

It can't be that much money to put in a new faucet.But then I'm a big picture person and tend to look at the overall situation: if this was a good tenant otherwise I would just chalk it up to the cost of doing business.Whether you can deduct it from deposit would depend on whether she'll leave nice or in the middle of the night.Also, if this is a long-term tenant I might just forget about it, but if she left tomorrow, I'd be more inclined to put it against her deposit.