Excellent post @Robert Mitchell  The City of Atlanta permits department is a full on ****-show.  

Our city is experiencing rapid growth and presenting excellent opportunities for investors.I would be delighted to connect and share insights about our current market and turnkey properties.

Tenant Relations: A property manager with excellent tenant management skills can reduce turnover and increase tenant satisfaction.

If you have excellent (760+) credit, can hit a 1.20+ ratio, loan amount is where it needs to be, it's a single family long term rental and you're okay with (and state/lender allows) a 5-year prepay, low 7s is possible.

I went back to see if I was doing anything wrong and those numbers line up within my excel sheet so really wondering. 

Excellent idea thank you

I live in Bismarck & Its a great community and I think excellent for rental properties (I have multiple rentals here). 

Anything above a 1.5+ DSCR I would consider excellent cash flow with todays rates (hard to find)

Thank you for your candid advice and comments 

If you have had positive experiences with insurance providers in the area or know someone who provides excellent coverage tailored for vacation rentals, I would be grateful for your recommendations.Additionally, during the property inspection, we found a few minor repairs that need some attention before we officially welcome guests.