Does that tradeoff sound about right?

It sounds like @Ricardo Polanco is following the rules and just needs to let the OSE officers in for inspection.

I was thinking that the very thin hard carpet could serve as a sound insulation layer, and just installing click together LVP right over the thin carpet and the thin hard stick on tiles. 

From what you wrote it sounds like the rental you own is your sole, pre-marital property.

Hey @Sara Valentine,It sounds like this is a common problem with many other STR and MTR operators locally and across the country. 

With that being said, what you described sounds like Owner Contribution (initial reserves / deposits by the investor).  

It sounds like you purchased this property in your personal name. 

Leveraging equity does involve some risk, so it's important to have a sound strategy to avoid overextending yourself.

It sounds like you are just getting started."

It sounds like Palm Desert is seasonal, so diversifying into another area could help smooth out those slower months.It really comes down to your risk tolerance and long-term goals.