In your case, if your goal is to pay it off all cash in a few years, I would structure your loan with no prepayment penalty and just eat the increased interest rate for a few years, but it really just boils down to what makes sense for your goals and if the numbers support it. 

I would try and get another pair of chairs at the table. people generally all want to sit at the same table if they can, to eat. also, your title says "Minutes to Disney", that is really stretching it.

The best designers, the best local eats, the best places to go, why people go there, pet friendly places, medical assistance, hospitals, police stations, shopping, parks, management companies, photographers, events, etc. you get the gist I’m sure there’s more.

In terms of cash flow, there are a lot of other things to look out for like cap ex, HOA fees, insurance fees and evictions that can eat your cash flow.There's risk inherently involved in every investment, which is why it's important to cover yourself with reserves and exit-strategies.

You gotta check out La Pizzeria food truck for some delicious slices or hit up Carmine's for tasty Italian eats on a budget.

I have a bunch of long-term rentals on the north / west side of town.When I visit Jacksonville, I normally like to stay in one of two places - Baymeadows / Southpointor San MarcoBoth areas are safe in my opinion with a good amount of eating / night options.

Out of town investors don't realize how long a unit might sit vacant before getting the "market rate" rent, but these vacancy costs could eat up all your proforma returns easily.

Hey @Estrella Carolina Mckinney, that is super funny really.It's like saying if you want to live - Drink water, breath in and out, eat food, get some sleep!

@Nina Liu given the low value of the estate It shouldn't need probate although someone has to address the estate and if you aren't a relative not sure how you go about that and if the court wouldn't eat up all the property value if you do manage the estate.

We added appliances and created an eat-in kitchen next to the existing galley kitchens which already had granite counters and modern fixtures.