Have you considered moving those funds into a self-directed IRA (SDIRA)?

I gave this student direction on finalizing their goals, but also some other steps they could take.

If CA landlords can share their thoughts and direct experiences, I’d be grateful.

Going direct saves you and the seller money, giving you a lower cost to entry which helps all your numbers, but you have to put in the extra work to find that deal.

The biggest mistake I see out of state investors make is relying on others too much for direction and guidance instead of doing their own due diligence and building their own team that they actually meet and interviewRelying on one person who alleges that they have a 'team' built already that you can use as well can be a costly mistake.

The homeowner has direct title, can sell at any time and gets 100% of the appreciation and tax benefits on these houses.

Ram, this is an established model in Texas and land oriented states that I have direct experience with.

Wholesaling can be a great way to learn a market and build capital, but holding rentals can provide steady cash flow and equity growth over time—especially in markets like Detroit, where entry prices are lower and rents are solid relative to costs.If you’d like to learn more about navigating Detroit, feel free to reach out—I’m happy to share some resources or insights from my experience.Best of luck in whichever direction you choose!

Quote from @Jed Butikofer: @Timothy Chi, I think I am starting to lean more this direction due to the fact I've found cash flow deals to be really hard to come by. 

Hi Otis,Self-Directed IRAs (SDIRAs) can be a great tool for funding real estate deals, especially for private money deals.