All commercial mortgages have DSCR as a primary component, anything >4 units is commercial, and no one calculates personal DTI on a commercial mortgage (so calling it a "DSCR loan" is a misnomer, if I had a wonky commercial mortgage that calculated DTI and would go for an owner occ SFR, I wouldn't call it a "DTI loan," I would call it a "home loan").

From CSLB:This section defines what an owner-builder is and the laws surrounding the practice.An owner-builder is what the term indicates: a person owns the property and acts as their own general contractor on the job, and either does the work themselves or has employees (or subcontractors) working on the project.The work site must be their principal place of residence that they have occupied for 12 months prior to completion of the work.The homeowner cannot construct and then sell more than two structures during any three-year period.Getting a GC license and going Legit is pretty difficult.

In our historical town, agreements were often informal and not well-documented until the county began proper recording in the 1980s.Despite extensive record searches, we haven't found a defined easement.

An experienced local investor with "skin in the game" would be someone I would more easily trust to define what works needs to be done.

I think we could also see more partial open floor plans with offset kitchens that open up into a more square and defined living/family room. 

OP should define goals more specifically if they want more direct answers.

Now that I'm more cognizant of the importance of asset protection, I wish my provider would do a more comprehensive job of explaining the importance of the various components of insurance.

The appreciate play is an underrated component that people who are waiting to get into the market until rates drop more may be missing out on. 

This defines the size of the deal for you.  

According to the Texas Business Commerce Code (TBCC) Section 1.201(b)(27), Legislators defined Texas series LLC as a legal “person.”