Skilled borrowers know this.Also, for what it’s worth, if you look at the membership list for the American Association of Private Lenders, you’ll see it’s comprised, in part, of many nationally known firms that most would think of as “Hard Money Lenders.”

Voting just adds to your justification, you can only vote based on your residency in a district, declaring that for voting is just a justification as we don't have voting requirements to be registered.As to zoning, if you have a bed, a means to prepare food, personal items like soap and a toothbrush, a place to sit, a couple changes of clothes in a closet, no city or county type can give you any flak or claim that isn't your address, nor can anyone else.

What other demographics or profiles are "renters" comprised of?

What makes you think a 19 year old roof is comprised of 15 year shingles?

Such as ... 1. how shared expenses like TP, dish soap, etc are handled and 2. making sure any tenants assume all liability for anything that happens between roommates.

Give it up everyone for another fabulous installment of “Joe Kelly’s Lecture Series: Insolent edition”Be careful stepping down off your soap box!

I'll be covering soap (dish, laundry, hand, dishwasher), toilet paper, paper towels, kitchen/small garbage bags coffee filters, scouring pads/dish pad.

Also trying to figure out loan terms....Considering a portfolio loan comprised of partner's collateral with me putting in the 20%, vs just me taking out the loan at a fixed rate, and having may name on mortgage and both names on title...However I feel like that puts all the risk on me, hence my thought of portfolio loan.

. - what areas comprise central Austin? 

Maybe small lockers that the tenants could use for their laundry supplies-soaps, dryer sheets, etc.I would not put dirty bikes, etc in an area that is primarily for producing clean clothes.