That tenant was able to run up a $4K-$5K gas bill (that of course she wasn't able to pay), because law prevented the gas company from turning off the gas during the winter (because the tenant had a newborn and an elderly relative staying with her).The point is I agree 100% with Mike, Rich, and the others about tenants paying their own utilities.

Although interest rates for owner occupants are at all time lows, in order to get them these days, you need excellent credit, provable income, and sign over your first born child to get them.

This would mean you would form the “parent” series LLC, but it can form unlimited “child” series, which are treated as separate entities.

Growing up as a foster child in Cincinnati I found myself living in many different homes feeling like owed something to the different people overseeing me.

there is always a child that need love and care so we go down to the nearest adoption center , plenty of wonderful young faces to bring a smile to and care from us is voluntary , not mandatory.

I went part time 2.5 years ago when our first child was born. 

Today my tennants asked me if they could add a friend and her child.

That means that the minor children may be paying a lower rate than the parents; although it would not take much income to get to the top tax rate so it is also possible that the child could be paying more. 

And if you have kids, not just guardians, but temporary guardians like your babysitter or neighbor who can take care of your children while the long term guardian arrives, That way you avoid child services and the long court system.

I have a child on the way in a mortgage to pay, so this is what pulled me in period what does everyone think?