Just before closing, they decided that they didn't want the property with the property lines in the new walking trail that is coming connecting Mt.

Does it line up with experience?

As you scale up more locations, staffing scales not just per location but also via that middle management which declines bottom line net so have to scale more to offset. 

I think #2 covers 90% of the work, BUT there are people whose debts are out of line with their income.

To confirm my recommendation ask him for references at his current developments, I bet he won’t give you names and will make up an excuse!

Even with my former partner (who was our 'PM / GC' on site for our projects), it was sometimes tough navigating the process, managing budgets and costs, and keeping everyone in line, including him. 

I'm psyched to put a significant amount of my net worth on the line, in fact. 

Stop reading if you want.2) I couldn’t guess what “There is a 6 months of grace period before interest payment begins” means.3) They call their $3555 charge a “Loan Fee,” stated a few lines up as 2%. 2% of $235,000 (loan amount) is $4470.4) Do you seriously believe the loan fee, “… IS 100% REFUNDABLE IF THERE IS ANY DEFAULT FROM THEPART OF THE LENDER OR IF THE BORROWER CHOOSES TO TERMINATE THE LOAN.”5) It’s okay to pay an appraiser directly.

The owner needs to know you are solid, a good bet.

Is it possible for her to buy the house/land then we subdivide the property (property has an approved preliminary plat for subdivision into 2-3 separate lots, electrical and pluming lines have been put in place for future development).