Will a builder even talk to me if I'm not approved for a loan yet? 

Sort of forgot about them, looks like my property was "approved" with them but that's the last I've heard from them and this was last December.

Talk to a lender and see what you area approved for.

Mom and popIf you want in-person training and offices and more camaraderie, bib box like KW, Coldwell Banker, etc are good options to start (you will leave after one year).If you are mobile and doing a lot and want to work freely, but have a ton of online support, cloud brokerages are great and have better splits like eXp and Real.

I have 2 cars that we are trying to exclude the payment from for dti ratios.One was owned at $852 monthly payment (this was refinanced to remove borrower from the loan)this one is giving me a problem because they are asking for payoff but honda is saying they take up to 10 days to be able to send it.Any guidance on a way to get this closed sooner would be great, seller is on a tight timeline.Second one is a lease that we have had approval to terminate (for $2600 fee) and then that one would be excluded.

I have a guy in Miami who insures my mobile home park in fort myers .

But, would my 2024 income even be considered towards pre-approval given it is not on a tax return yet?

Their only other bills are their mobile phone and car insurance, and with the rest of the money they save on rent, they can spend it on other priorities, whether it’s expensive toys, travel or paying down debt.

This portfolio consisted of around 80 single-family homes, some mobile home parks, a commercial building, some multifamily, and some luxury short-term rentals.I started getting a lot of people reaching out to me and asking me questions about real estate and if I would help them learn how to invest.

Do you prioritize competitive rates, flexible terms, or quick approvals when securing funding?