They are excellent at making you run to the back of the room and pay $5000-$10000-$25,000 for training that won't be applicable to your area. 

Two other companies that have sent me info which I am still reviewing is Xinsurance - They send a 13 page application to complete.The Heartford.

As long as you mom can qualify on her own (with her credit score), I don't think adding you to the loan application would hurt even though your score is not good (but I would still double check that).

Better locations = better tenants (assuming your PM company screens properly, I always want first right to green light applications until my PM understands with crystal clarity on what type of tenant I want.) 

Key issue they are looking for is consistency in application within a range of judgment.  

If you know where the tenant works (perhaps from their rental application or a neighbor or facebook), you could serve the notice elsewhere. 

Foolishly, we initiated the application process with them before looking up the reviews and will already have to pay a cancellation fee if we do decide to back out. 

I like the pre-qualification and application process, as well as the reasonably-priced, tenant-paid background checks.

This does require owner occupancy of both units for at least a year for condo application submission, but also assumes a number of other things including that nothing was performed with respect to prior historical tenancies that would disqualify you from a condo conversion.While the aforementioned would be ideal, it would be all for naught if Planning determines that if at any one time the ground floor was rented in the past.

It should cut down on costs and complaints.If the tenant demands upgrades you can't do, I'd give him whatever notice is applicable in the jurisdiction to tell him to go pound sand and find another place to live.