But I am especially risk-averse about some things, and I couldn’t afford to NOT do a 1031 exchange.)

We got hit with some surprise costs that I can’t afford.

You say she can barely afford your rent but now she’s paying that rent and presumably rent at another place she’s staying?  

I would assume your brokerage would not be able to afford to pay for the E/O it would cost you Most E&O policies will pay out 0%, or cancel altogether if 25% of the transactions are dual agency.

When looking for options for something pre-fab to plop on our lot, we keep seeing things about Amazon homes and they seem super affordable, but I don't see a ton of information on them and how to plan for the house arriving.

Start with a single family home at areas where I could afford and have a stable cashflow    Pros: Easier to manage    Cons: Would have no equity to invest in my second propertySome background about myself:Have a full-time job ($190K a year income).

It's because agents aren't understanding affordability is constrained.

I would study the different real estate investing techniques that you could comfortably afford to get into and find the one that interests you the most and go for it.

Long-term investment should cover income shortfalls and consider alternative markets outside San Francisco or affordable markets like Texas, Ohio, or Arizona.

I can afford the loss.