can you afford it?  

They're not just going to sit on it and wait, can't afford to. 

I look at baseline affordability and edge just barely up.

They do make a few cameras that work off of the cellular network as opposed to a wifi - I think they are fairly affordable as well.

I am also priced out of the NY/NJ market and I am interested in Cleveland OH due to more affordability. 

Most people cannot afford to do what they say.

The fact that our current rate is only 3% doesn't help the refi situation, as we probably would not be able to afford (or would at least struggle to afford) the payment on the new mortgage with the higher rate and principal.I think the best way to max cash flow would be with a small multifamily that needs moderate rehab.

It is pretty odd and frustrating problem you have.

I mean, Texas is still a great state because of the amount of jobs, the pay that comes with those jobs, and the cost of housing here as opposed to other places around the country.However, that key word "affordable" actually has a definition to it - and that's 30% of the income shouldn't go towards housing. 

Overall, looking back now, I admit my emotions were played and took the bait (got to as far as putting my contact details on paper but no bank details or signing anything) but stopped because couldn't afford it.