Very unlikely that you will get your tenant to say you gave them this form as required.The Tax Account (BIRT) number is one that the City issues; they will probably want your SSN to give you the BIRT number.Some other links that you might find useful are located at this next link (I have no affiliation with the owner of the site - just passing along info that has already been compiled there):http://brownstonere.com/blog/landlordresourcesPhila is more tenant friendly than landlord friendly BTW - so in front of a judge the landlord will be expected to be the "pro" and have all paperwork in order ...

My wife and I are affiliated with the largest broker in Georgia, and the baseline commission structure is similar -- $68/month and $300/transaction.In Maryland, we're paying $99/month and about $200/transaction (I believe).So, that's pretty similar to both, which I consider to be good prices...

We have a new hospital outside the city that opened up about a year ago, prices are increasing along the county road running to it and it's an affiliate of one of the major hospitals here.

For example, providing a toll-free telephone number or a detachable form with a pre-printed address is a reasonable way for consumers or customers to opt out; requiring someone to write a letter as the only way to opt out is not.The privacy notice also must explain that consumers have a right to say no to the sharing of certain information - credit report or application information - with the financial institution's affiliates.

I thought that was only for ppl who were "pros" lol I used to do affiliate marketing online and that took too long to show results.

If we assume it is AR, then here is what you finance department says about private party exemptions:A person who engages in seller-financed transactions or who as a seller of real property receives mortgages, deeds of trust, or other security instruments on real estate as security for a purchase money obligation if: (a) The person does not receive from or hold on behalf of the borrower any funds for the payment of insurance or taxes on the real property; and (b) The seller does not sell the liens or mortgages in the secondary market other than to affiliated or subsidiary persons; (xi) An individual or husband and wife who provide funds for investment in loans secured by a lien on real property on his or her or their own account and who do not:(a) Charge a fee or cause a fee to be paid for any service other than the normal and scheduled rates for escrow, title insurance, and recording services; and (b) Collect funds to be used for the payment of any taxes or insurance premiums on the property securing the loans; The issue with the rule interpretation is that in some states an MLO must be employed by a company licensed to conduct the activity of brokering or lending.

Different factors apply as to the loan being sold, held in portfolio, passed to affiliates, so it gets complicated.I'd expect, guessing that a broker passing OPM through as they do may be up to 4 points, brokers and other registered lenders may apply lending fees or junk fees as well.

There is also a group in Worcester proper:http://www.worcesterpoa.com/ (moderator, no affiliation)

It is the best selling landlording book of all time and has sold over 370,000 copies more than any other book on landlording in publishing history.I am not affiliated with this book/author and have received no compensation for my comments.

Texas for example requires an escrow fund.Two loan servicers that have been around a long time that service consumer accounts including mortgages and contracts are Green Tree Servicing LLC affiliated with the Walter Investment Management Company that also has servicing functions.