Low down payment is a significant part of your criteria, Michael, and it obviously fits your personal needs, wants, financial position, goals….But for myself, for instance, ability to pay a low dp is of absolutely no importance.  

YUP nightmare client would tell them to find someone else.. not loyal thinks they know it all and what kind of real estate coach makes this kind of absolute rookie sounding post. weird.

But right now seems to be the absolute exception to where there simply isn't any obvious play to run with. 

Would absolutely verify employment and do credit and background checks, including public records.

Second time, absolutely not, that is on the tenant. 

Rates coming down will absolutely increase prices.

It absolutely can be done.3.

The fed cut has absolutely nothing to do with anything that is going on with your loan.

Absolutely.

Absolutely I would not spend $$ on a cookbook, not everyone cooks, and it will likely just go in the trash.Also, the first few months are when tenants are in the testing phase, so this isn't the time to show them you are a softy, it's the time to go strictly by the lease, and this is a professional relationship.