First American and Chicago won't do them and Fidelity and ORNT last I heard would consider it with an affidavit that the purchase price was disclosed to the buyer, which basically defeats the purpose of a double close.

@Bryan Cavellier While you certainly can do that, there are different state rules and laws to be aware of.

I used to use the method for years as a Florida Private Banker for wealthier clients that were susceptible to law suits and could relatively easily pay off the line.

Main things being population growth and landlording laws.

Or a state that has terrible landlord laws?

Laws seem to be loosening up all the time.I get your point about less things to fix assuming someone is using them.

IDEALLY, we would like to find a property that has or is capable of being converted into a “mother in law”, “ADU”, “Casita”, or any other separate living quarters in which we could rent out the main portion to a tenant (short term or long term) and then use the separate space as our own for when we come and go with business.

If that's not an option than you'll have to close and serve notice yourself and abide by your local laws.

The owner of the property I purchased is litigious in that they have filed a number of frivolous law suits in reference to the property. 

Finding good deals is nearly impossible with the prices, tenant laws, and taxes working against us.Since you’re considering the Midwest, I’d definitely suggest keeping Detroit on your radar.