Also, a lot of insurance companies that write a personal umbrella also want your underlying homeowners and auto policy.

I would just be honest with them but I would also lay down some clear boundaries, in writing, so they're not harassing you all the time.

A bit about myself and my interests: I am an aspiring REI from Atlanta, GA with a multitude of focused skills; including copy writing, intermediate marketing, product development, website customization, graphic design, video editing and audio mixing/ editing.Currently, I own and operate a company where we connect and develop web based solutions. 

I have heard about the 1 year occupancy, but have not seen it in writing yet.I have a jumbo loan for the triplex here at 475k. 

Write off the interest, repairs, "visits" to my property. 

I’m a software engineer trying to get my foot into real estate investing.

Now you need to start preparing for marketing, showing, screening software and processes, selecting a tenant, Fair Housing, emotional support animals, collecting a deposit, disparate impact, local and state housing laws, Section 8, your lease agreement, late rent, unpaid rent, partial rent, bounced checks, etc.No worries!

If you are starting from scratch, its important that the policy be designed properly so as to minimize the death benefit (and fees and commissions) and maximize the cash value.I write about the policy design aspects in this discussion...https://www.biggerpockets.com/forums/519/topics/245380-paradigm-life-infinite-banking-whole-life-insurance?

Writing on the walls, holes in the doors? 

I meant to write "non-owner occupied" financing, which tends to be more expensive than the rates available to owner occupiers.