Experienced investors often have recommendations for lenders who still provide gap loans.

I also hope that with time, I can help others as well!

Thank you all for your help and suggestions From my experience managing STRs, I would also say that it's important to provide basic instructions for different things around the house (or in the bedrooms).

Get your permitting department on board first as well in your county.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Worst case scenario, you can also offer to pay half of their closing costs in order to incentivize them to accept your offer, as well.

@Haley ElisabethYou are not missing anything but there is what I would call good debt and bad debt.For example if I buy a property cash, rehab it and it has a $300,000 value and can be used as a rental and provide cash flow - getting a $150k loan on that asset to buy another (not blow it on toys) say $300k asset I have 2x future appreciation than one asset.

As it relates to a mortgage being sold, yes in some states you need a license to buy and sell mortgages as well.

Typically, though, the terms are spelled out pretty well...at least I know they are here in our Florida contract.

As well as buying it down with points.

as well as interacting until the appointment is scheduled and confirmed.