But again, you'll have to check with the HOA because they all have their own unique rules, like only using noisy power tools at certain times/days. 

Want to replace my camera and was wondering if a high end camera is something i can expense. i am talking $3k camera. i am a "high end" amateur photographer with good taste in cameras and lenses.

Of course i'll use i...

You will find that you can have larger swings when you deal with unique properties as that requires experience from the appraiser to understand the market.  

Temecula CA in the wine region. 3 bed 2 bath renovated property 2500 sqft on 2.5 acres.

Does this sound so appealing and unique that I should take a huge risk and invest as much as possible in as many properties as possible?

It also depends on your comfort level with certain regions.

Daniel, Regions Bank completed one for me in December.

As you know, HML's aren't like banks, that have various loan programs that are offered by many other banks, but each is unique, with varying conditions.

Every situation and every individual is unique.

I did Quartz one time only because it was on sale for the same price as granite and the buyers loved it, but I like the look of granite because it's not as uniform as Quartz, which makes it look unique.