Without getting into a tirade of details, private security driven mortgages loans ‘seemed’ to have preferred to preserve principal balance and lower rates as a response to market decline and borrower hardship opposed to their public counterpart which was given specific directives to reduce principal and consider lower rates through HARP and HAMP, etc.

To ensure the protection of such information, and to preserve any confidentiality necessary under patent and/or trade secret laws, it is agreed that1.

you nailed it  having to deal with our state DEQ which gives NO mercy.. :(   I don't like paying 30 to 40k in system development charges when I build new homes.. but at least its one time and done for ever.. !!!!

There can be historical districts, hillside preservation districts and general anti-growth policies that you might not be aware of, and it might be difficult to become aware of unless you have operated in that space for some time. 

If you have a retail strip full of national chains vs nail salons.  

I have fought tooth and nail for everything I have accomplished. 

Account Closed Nailed it!

@Ross Denman nailed it above

The IRS views this exactly as if you were buying wood, nails, and stain, making tables and selling them. 

I know some people charge a certain figure for small nail holes, or try to create things to charge for.