All assets were disposed between grandpa and second wife prior to open of probate one month after death.

Thanks, he says it's the bank requiring the insurance, not him and after doing a little research I saw a story about banks taking advantage selling this policy.

I plan to use list providers to create my lists and one I am working on is homes that are in pre-foreclosure or foreclosure prior to auction.

Those ite4ms are items that need to be completed prior to the home being eligible for an FHA or VA loan. 

While there are still projects going on that were funded prior to the downturn, new projects are not being funded.   

Did they give notice to the prior landlord - - that's the way they will treat you too!

Same for my insurance policy, due in March, will pay this month. 

Your only mistake on the deal you mentioned was not surrounding yourself with the right professionals prior to jumping in head first.

I think with no prior experience No money no credit etc the amount of folks that actually make it in this business I would be surprised if its as high as 10%..Just like when I owned RE brokerages 50% washed out in 1 to 2 years.. 20% of agents brought in 80% of the revenue to the company. and you always had your one two or three that were knocking down 500k or more in commissions..

insurance policy is a good way to go.I have been in this game for 40 years and never even came close to sniffing a lawsuit from a tenant.. but of course the very day I say this you get sued..