That's a matter of long term strategy to avoid ever increasing insurance rates due to hurricane risk factors.  

It is your job as a REI (IMHO) to suppress the risks best you can in every deal no matter how it is procured (Friend, REO, MLS and etc.)  

@Xeniya McBroom, as a matter of practice, and as minimum, I ask for:- Property address- Acquisition price- Scope of work you think is needed- Rehab budget you have used to calculate the deal- Your expected ARV and comps to support that figureI've seen some ridiculous rehab budgets, comps that aren't comps, etc.  

Meaning, wherever you buy, no matter the rating, you are primarily focused on purchasing the property at a good discount.

Persistence is what matters.

It doesn't matter what you "need" it to be.If two or three different plumbers tell you $10K, the cost is $10K.

@Troy the issue is you defaulted on an agreementSee an attorney that specializes in landlord tenant eviction matters in AZ@Troy Muhammadundefined

It doesn't really matter where you take the course, they are pretty much all the same.  

So I figured I should pursue the commercial/portfolio loan route for more favorable terms and now I'm second guessing it and here's my reasoning; I'm almost positive this bank (or any others for that matter) will have a max term 5 year balloon.

Most of these customers let me know in advance the model and the symptom so I have a few days to get the parts and schedule the repair between my other jobs.When it's laundromats or senior housing places, where everything has to be fixed the day they call, I always charge a minimum no matter how long the repair takes because I have to make last minute changes to my schedule to accomodate their needs.