But I've lived in 5 different apartments/homes in the area (mere blocks away) over the past 10 years, and from personal experience, having friends in the neighborhood (literally 2 blocks away), and researching current rents... 70% of market seems like a very conservative estimate for what these units are producing.

Should I just stop paying the mortgage, tank my credit and save all the money I can from not paying the mortgage as they do say - cash is king in any market and having good credit is overrated sometimes - show me the money - they say.Bottom line - I don't know what the best way is or how to get out of this utter mess - literally speaking.

I'm open to literally anything anyone has to say as far as good tips and pointers you feel are important to just starting out.

Been to DFW literally a week or so ago.

The reason why I'm asking is cause I literally do not have any money besides for groceries at the moment, but am working on finding my first house. 

I think 5% is a bit low for repairs and maintenance unless literally everything is brand new.  

It happens automatically and automatically shows up in my accounting system so I literally have to do nothing to accept it. 

You literally put in 40-plus hours a week until the project is completed.The toughest part comes next.This job only pays when the house sells.

In other markets, flippers and investors have bid up pricing so high that we literally stopped all advertising in those places.  

you literally just gave me an actionable to do list to measure myself against.