The idea of interest is not really coming into play here since interest is paid with principal as a function of amortization.

Value every hour, you won't be able to do everything full time investors can, and you may have to pay for services that others can manage themselves, but being in the game and achieving what is possible with the time available is better than sitting on the sidelines.

better question- anyone have long term success and positive returns playing the south side shuffle??

For me, this would take a new options account at a specialist broker, but I'm calculating out the benefits of this "pure play" hedging index, vs the effort.As to the amount/cost of the hedge, I agree that you're mainly trying to avoid a loss if a market bubble hits or you're stuck with an unpurchased/unrented home for some time.

Usually the SEC comes into play when its other peoples money being loaned out.

Paying some amount and getting poker chips or monopoly money to use toward a purchase is nothing but a shell game, it's clearly a method to allow credits from rents paid to buy a property.

@Pierre ThernizeI just got into the long term game of buying and holding myself.My entire goal was to NOT loose my shirt on my first deal.

You have a great game plan.

Well, those are the rules of the game.

20+ years in the game.