Well I just lost a long reply, but in a nut shell, with all due respect Ken, Some of your comments seem to be rhetoric and I suggest people research this for themselves and not take in the assumptions and claims mentioned to influence law makers.I happen to know a little bit about costing mortgage originations and while you will have basic fixed costs, few expenses are related to the dollar amount, so saying a 25K loan can not be on the same regulatory table as a 250K loan is incorrect.

They seem to have a "settling-in" period of a few weeks or a month where they drive you nuts.

We've found that the fee helps us know people are serious, though, and that keeps us from wasting our time on people who are just fishing and applying to everything in sight without real interest in it, who then ghost on you.We rent A and B class properties, though, so it may be different once you dip into lower income levels.

If the federal gov't defaults on it's bond payments, we've got bigger fish to fry, so the "risk" simply isn't a factor.I sent "happy birthday" cards in the mail every single week to all my past mortgage clients, and for the last several weeks I've included a gov't flier about I Bonds in it.

It is also located 2 minutes from a beautiful golf course, 5 minutes from 2 lakes where you can kayak/fish, and 10 minutes from Killington Resort where there is also a golf course and downhill mountain biking.

How much is their monthly nut?

These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and is less than what you will find for an owner occupied property, due to lender risk.

I think is is a conflict of interest as they know all they have to do is push the deal across the finish line and whether it winds up being crap or great, they've made a good nut up front. • What is the asset management fee?

I have, and that much money for a flood cleanup is absolutely nuts.

If you don't like the inspections they can drive you nuts.