But all of them are not trust worthy or some have higher interest rates.

Aloha Irwin,As a realtor in Honolulu area, I think if I have to rate one of the worst three projects for investments, I think "Trump Tower" would be in top 3.

And they said that’s just the preliminary contract … I have no idea what that mean … I haven’t even pick out the flooring and vanity . got a second opinion and the contractor quote way above what insurance already approved from the first contractor .

If you can not generate leads, you are stuck.Lead generation is first and foremost.

My wife and I recently purchased our first rental property and was wondering what website /platform you recommend for criminal background checks?

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The tenant having renters insurance (that does not have a dog bite / dog breed exclusion) is your first line of defense against this situation.Having the property manager named as additional insured on the renters policy brings that layer of protection from the renters policy over to the property manager.BUT... if you as property manager do not enforce the tenant having a renters policy (without dog bite / dog breed exclusions) it opens the property owner up to a lawsuit from a dog bite as well as your property management company. 

My wife and I recently purchased our first rental property and was wondering what website /platform you recommend for criminal background checks?

First, a couple of things may have occurred.  

It was weird at first, but figured out that had to be it.