Most are free if you don't owe anything, but even a $100 annual fee here or there is worth it to know you have *access* to the money if you need it, later on.

I know big apartment complexes do an even split for water and trash.

I had three insurances agents hunting for: 1. a provider who would even consider writing a policy, and 2. a policy that wasn't sky high. 

Even if you offshore it, the deliveries will be a nightmare unfortunately.

If we come even close to our budget at the end, we will have solid equity on paper.

There are two different issues at play - the titling and ownership of everything is more of a legal liability issue.It is possible to still have a tax partnership just with execution of a JV agreement, even if there is no formal LLC in place. 

I always do new leases, and to Kevin's point I do make minor tweaks most times I do that anyway even if the major purpose is to extend duration.

I was using it even before BP was really endorsing it.

I would then get a small amount of money as compensation since I helped save even more. 

I don't even get a thank you most times.