@Charles Carillo So I can sign all forms digitally or meet a notary at a US embassy?

At this time, I got a better rate on the cash out and a lower payment given the 30 yr repayment so my payment on the “old” primary is actually four digits lower than it was with the smaller loan balance and HELOC (my HELOC had a fixed rate lock option where I was repaying on a five year amortization).

I would tread lightly as by the end of this you may haven given up an arm and a leg to get this done.

@Brett SmithIf you decide to use leverage in an IRA to buy real estate, here is a list of lender who offer non-recourse loans to IRAs/401Ks:https://www.biggerpockets.com/...I personally found private lending a good option to put your retirement funds to work without triggering any taxes, its low risk and nice double digit returns. 

The downside is that they are recourse, 5yr ARM and the amortization is only 20 years.

Everything is scanned and organized digitally. 

I'm in the last section of the pre-licensure course going over adjustable-rate mortgages (ARM).

Key word is off market-anything on MLS you are competing with everyone and their brother in law who are willing to take single digit return. 

Now I'm looking at commercial loans 15 yr arm on a 20 yr schedule.

IE you can e mail or call and give and address and have a TRIO on your computer in 90 seconds.. a trio being a copy of the tax page  a copy of the last recorded Deed and a copy of the plat map boom done and free  Title companies out here are quite competitive and they all have a customer service department that does nothing but support agents in their marketing efforts.. and many have Development arms.. so when i want to look at a potential development they will give me a developers package.. now they do sell those  I get them for free.. and this is a bound book with all the zoning  sewer water power demographic google  topos etc etc .. that usually takes a few days.