As @Warren Sterling  stated Clearwater Beach is frequently named one of the top beaches in the country by the likes of Sports Illustrated, USA Today and Parenting magazine.

In some areas of the country people want it and in others, it doesn't add much value.We don't use stainless appliances as they don't wear well.

Lastly, since high school I have had an acute interest in Colombian affairs, business and commerce, and its maturation as a developing country.

Most foreign banks that operate in US also will have you go to that country of origin. 

It can be an incredibly tedious process fraught with potential pit falls depending on the country where you hold property.  

If you go with subway, something more modern, country/farmhouse, more rustic.

Most of the country has some type of mental disorder or addiction. 

These people certainly want to make good returns on their investment, but they aren't necessarily going to be looking for maximum returns -- they just want more than they're currently getting without much additional perceived risk.Hard money these days tends to run from 10-15% with 2-5 points (it can be more or less, but those are rates I've seen across the country).

Can you even buy deals that cash flow in the hottest market in the country?

I was able to quickly re rent the home but it did take a lot of time, effort, and expense (I live across the country).