Is there anybody offering 10% down on Jumbo Loans in Southern California..I was told that this isn't possible right now and that given the current market most people want to see 12 months of reserves.

From this, I realized two things-1.

Four of 8 properties I checked were indeed vacant, so 50% accurate in this small, anecdotal test.

New to all of this and I am looking in to buying a duplex in the Portland area as my first rental property.

There has never been another contract signed by me or my tenant (I've verified this with the tenant).

Here are some BP topics on this: https://www.biggerpockets.com/search/topics?

I would then explain to this complaining tenant that the heat provided meets what is required.

@Dayana Castellon the only marketing that would make sense is marketing Airbnb & VRBO are NOT covering already.Maybe market directly to insurance companies looking for rentals for their clients needing temporary housing while their fire-damaged home is being repaired.Corporate travel departments might be another option.Hospitals with resident doctor programs.The challenge will be doing this marketing efficiently enough to make it worthwhile.

Offer Value Beyond PriceIn competitive or slow markets, creating value for the seller can tip the deal in your favor: Quick Closings: If you can close faster than competitors, this might persuade the seller to accept a slightly lower offer.

If you are leaning towards using a property manager or think you may at some point, just make sure you budget for that in your analysis so that your cash flow figures are taking that potential expense into account.Since this would only be your first property, I don't think you need a professional hiring firm--it would probably be more beneficial for you to do the interviewing yourself to be sure that you set expectations properly, are aligned, and can work well together.