The landlord has 14 days after receiving the letter to accept or deny the proposed subtenant.4 A landlord who denies a proposed subtenant must have reasonable justifications for doing so and provide those reasons in a letter to the tenant.For leases in San Francisco that don’t include any clause on subletting, tenants don’t have to get landlord approval before having a subtenant move in.

https://theweek.com/speedreads/865930/bernie-sanders-proposes-25-percent-house-flipping-tax-new-housing-plan

Regarding your experience, I believe you would qualify for financing if the proposed collateral property fits their guidelines and the deal doesn't have any hair on it.

dl=0  Proposed SQF:4,419Proposed Floor Planhttps://www.dropbox.com/s/pn8cy03wh3jwj63/Proposed%20Floor%20Plan-1609%20Ralph%20David.pdf?

I doubt any investors will balk at your proposal.

I propose the alternative strategy since I recently attended a real estate meetup where the host presented an overview of the current market conditions.

Once the key numbers are put in, it will give you a MAO(Maximum Allowable Offer) to propose to the agent.

I didn't buy as the  product seemed quite high priced for the markets, their "proposed" (never saw rental agreements for "actual") rental rates were also high (hence the lowering over the years, when it should remain stable or go up).

Thanks Kerry Baird.I get my ratio of pending loan balance to total proposed value of all rental properties to be at 60% leverage. 

You might be able to get more.With a 6 month seasoning period….Here is your timeline for a proposed BRRRMonth 1 - buy property with cash/ hard money, start cosmetic rehabMonth 2 - cosmetic rehab continuedMonth 3 - cosmetic rehab continuesMonth 4 - put tenants in and have the rent offset the high interest hard money loanMonth 5 - continueMonth 6 - do a “complimentary deep clean” for your tenants and call an appraiserIn Tampa, I think your appreciation goal is very reachable and you will get closer to 6-8% in the urban core.