Here is Fannie:Permissible Exceptions to Continuity of ObligationAlthough the following refinance transactions do not meet the definition of continuity of obligation, the new refinance transaction will be eligible and not bound by the limited eligibility parameters described below if any of the following are applicable: The borrower on the new refinance transaction was added to title 24 months or more prior to the disbursement date of the new refinance transaction.The lender documents that the borrower acquired the property through an inheritance or was legally awarded the property (for example, divorce, separation, or dissolution of a domestic partnership).

@James StewartSometimes it best to show up in person with documents in hand and then bring your solo 401k provider on the phone for assistance.

The bank won't lend on anything other than a clear title, so I don't think I can close without documentation showing that someone will pay the existing owed monies. 

Please draw up a legal document right now with your friend, while you're still friends, that gives directions about the partnership.

The person’s tax return example here was a 300 page document.

After looking at the Nebraska SOS website it looks like there might be a charge to see these documents for each company, so you might have to scrap this method. 

If anything of interest comes up I will continue to document it here.Of course anyone else who can chime in is welcome and appreciated :)

Some would shy away from friends and family, but I think if done correctly with proper legal documentation and clear expectations, it could be a win-win.If that is not a route you want to take, you could always try creating an ad on Facebook or Craigslist looking for private money.  

If they say that they're going to require these 10 specific documents, don't show up with 8.  

If yes, what rate and terms you'll getMy advice is ask for all due diligence documents early and state in contract that the time clock starts once all documents are given to you.