They don’t give you a lengthy time period to build the home.

They have a strong bond and enjoy the fruits of their collective achievements.

Bond spread regression to the historical mean alone should get us to 5.65%.

It is because of things like local bonds, trash service included in the property tax, etc. 

I wrote a pretty lengthy article on this subject back during tax time.  

Most people think they will be smart and shop around for the best rate or lowest fees, and dont understand that literally the rate changes with the bond market, so calling a couple different lenders hours apart can result in two different rates.  

This could be construed as fraud and/or theft.I'm sure you don't want to hear this, but obviously everyone should check License/insurance/Bond/Workers Comp/Etc before entering into a contract with any Contractor. 

@Bond Dan, I would say welcome to BP but as I look up at your profile, I see you joined in 2017.You should utilize your profile page.  

@Stuart Udis Depending upon the state, you can go after their bond as well.

The income qualifying for capital gains treatment would include any gains on long term positions in stocks, bonds and commodities and some alternative investments.