And when you purchase and find it, they are covered in their clauses - and there is so much they don't find.  

Owning homes in CA where it is so expensive to live, therefore many people do rent.   

There is so much to learn about notes! 

I have many out-state and international clients, the word "safely" is so perceptual based upon any 1 clients resources and goals, I don't think there is such a universal thing.Safety is more going to come from the team you tap (PM, Agent, Consultant etc) than any certain market, wins and losses can be had anywhere and everywhere, it's the people that determine the difference. 

Give each investor $20k(you stated increase of 20%) or whatever the amount is. So

There is so much potential, and wanting to learn what steps to take is a great start.What I recommend to everyone is to first figure out what it takes to get a loan.

Note that there is so much that a lawyer can do for you in a subject-to deal.

Opinions on here aren't worth $.02, because each market is so unique.

This conversation is so prevalent that I feel like there is some big time lobbying money or corporate initiative trying to convince the general public that a credit inquiry is financial suicide. 

But rent and put the difference between rent and buy in to savings would show you could afford it, provide a bigger downpayment, and get financing that is so much better it may pay for all the rent.