This along with appropriate signage gives the police department the authority to arrest someone for loitering on your property.

The other issue is the water damage from the fire department.

I now work as a firefighter for the Department of Defense but have held odd jobs from pest control to electrician and more over the past decade.

If the property was built prior to 1978, there is a yearly fee with Maryland Department of the Enviorment that is $30 I believe (I just got a bill the other day for one of my units and I think that was the amount).

Check with the city or county planning and zoning department to get an idea of what you can build and what is required for all approvals including site plan and building permits, proffers, water/sewer tap fees, bonding requirements, inspections and CO process and time frame for all approvals.You also need to check with the utility companies and get an idea of availability and cost estimates from them for water, sewer, power, gas, cable, installation and connection requirements, tap fees, hookup charges, transformer location and relocation, power line and power pole relocation issues.

I already checked with the zoning department and pretty much any retail/office use is allowed. 

I called BOA directly and they gave me a number to the foreclosure department...I called but the automated prompt will not let you speak to an operator unless you have an account or defaulted loan so they can trace your information.Is there anyone here in the South Florida market who knows how to negotiate bank owner properties or can direct me to who I can speak to, to possibly acquire said property?

Ask for the commercial lending department of course. 

I currently work a W-2 job as a full-time actuary in my firm’s Enterprise Risk Management Department, mainly working with our Derivative Hedging Implementation Team to eliminate equity and interest rate risk.

Today I went to get a final water read.... thinking when they see water department they would open door.