As far as your IRA goes, a withdrawal from a traditional IRA will cost you a 10% penalty plus taxes. 

I’m looking for lights that are energy efficient, so maybe motion sensor and that aren’t an eyesore

We're talking a 15 acre parcel right between Den and the Springs (with a traditional home on it), but we've had some trouble finding a good bank willing to work with this just because of the ag status. 

Traditional financing, 25% down.

Otherwise, I am confused why anyone would want to refinance a VA loan that traditionally has the same, or better rates than average conventional loans, and NO mortgage insurance requirement into a commercial loan that will require a bigger equity position, and higher interest rate.Anyway, moving on.....You can reuse your VA more than once. 

Preferably a traditional side by side duplex or triplex or a property that would allow an Airbnb with a private entrance (not a rent by the room fan).I’m not looking to buy until the next 8-12 months and know the current multi-family supply is quite limited making it even more of a challenge.

Electrical- running basic circuits, 3 way circuits, lighting fixtures (fans, recessed, etc), basics on breaker boxes11.

Hey Sac Investors,I was wondering if anyone focuses on listing their property on Airbnb rather than traditional year long leases and if you could share your experience with this medium.

I have been with the bank for approximately 1 year, and while I am now cash flush due to the refi boom we are experiencing, I do not have enough time in my commission only role to obtain a traditional loan.

let me break it down.1-4 units: this falls under traditional "residential" financing, that you may already be familiar with from single-family.