My personal formula for critical mass is: My lifestyle overhead (variable for everyone) + 1 SFH deal per month = Critical MassThis basically means, if I can cover all my expenses and planned expenses in life & have the OPTION to buy 1 SFH home per month, I would consider that critical mass for myself.What is your personal formula?

And I would rather have more doors, so if my one tenant moves out there are others to cover the bills.   

HOA covers all outdoor maintenance (roof, yard, siding, trash) HVAC was replaced in the last 5 years.

Make sure numbers work and rainy days are covered.

There are classes on private lending and pm me for a free private lending checklist that will hopefully tell you if you have a lot of the private lending bases covered.

When we had performed a walk-through of the property, the tenants had covered all the smoke detectors to smoke pot in the house. #2: we like that unit the best and plan to live there for a long time. #3: we like the other tenants and want to keep them.

I just want to make sure I have everything covered.

There is one trouble tenant I want to get rid of (covered all the smoke detectors and smokes inside) The problem is, they’re locked into a lease with almost an entire year left.

We never considered this a bad thing because we could afford it (and have enough of a safety net to cover a market downturn) and knew that San Diego real estate has an excellent historical track record for appreciating over time.

So, I borrowed $15k from my roommate for earnest money to secure the property, advanced another $15k or so from my credit cards to cover points and closing costs, and advanced another $20k buffer (using 0% interest promotions on the cards -- I also had perfect credit), and bought it and celebrated.I had a contractor lined up that was a referral by my realtor, who had sold me my own home.