The rental numbers come out to roughly 1.08 DSCR, but really in this for the principal paydown, tax benefits, and property appreciation.

This will just be standard taxes like you earned them in the year you take them out of the IRA in retirement.If this is a ROTH IRA you will NEVER owe any tax on these gains because you already paid tax before the money went into the ROTH.

Closed on two within the 50-60k principal owed range.

The rental numbers come out to roughly 1.08 DSCR, but really in this for the principal paydown, tax benefits, and property appreciation.

I'm getting the full report, including the full account history, record of on time or late pays, any amounts owed or past due, any amounts discharged/charged-off or sent to collections, types of accounts, etc. 

The current owner owes about 114k on it, and the lender has stated that they will accept a "highest and best" offer.

Sometimes I owe a little more and sometimes I get a little back at closing. 

We bought a nice condo for an aging parent, but eventually discovered that the rate quickly floated @ & below 2% so the money our parent was dumping down on it made a significant dent in the balance owed.

I have established a 5000 emergency fund for each property then reinvested the excess either into additional principal payoff or other property.

@Michael AlbaumHi Michael,In your post you were looking for a reputable cost segregation coWe are a smaller boutique real estate tax engineering firm who specializes in cost seg studies and r&d.You will get one on one help and access to the principal cpa, unlike large impersonal firms.