They noted, while they can technically go to 75%, in recent deals, they are closer to 65% due to DSCR covenants.And maybe this is expected, but I would anticipate having a personal guarantee, fully-recourse loan for retail.  

While personal credit may also be evaluated, particularly if a company member holds at least 25% ownership, demonstrating sufficient liquidity is equally crucial.

Looking for a Texas lender that can answer some questions or give opinions on doing a cash out refi on a rental property to help pay off personal debts. 

Wholesaling is very appealing and I'd love to meet with any current wholesalers who can give me some personal advice or expertise.

Yes, a lot of personal finance people preach the rent option, but house hacking is almost always superior. 

I personally haven't heard the best things about CA tenant laws.

Business credit & personal savings How did you add value to the deal?

But generally yes, I personally have seen people (just spoke to one today) that took over a property doing 40k with a PM and going to 83k.

You're the only member and the activity of the property is reported on your personal tax return. 

I also prefer closing in person but it's getting rare.