Granted it would slightly affect cash flow but I'd still be well within my criteria.Anyway....Any recommendations of lenders who will refi non-owner occupied SFR's at 85% LTV?

And non permitted work cannot be listed when you sell.  

@Douglas T.The one thing you want to make sure is that your condo association needs to be 50% or more owner occupied or your condo will be considered non warranable.This means that it will not be eligible for fannie or freddie financing.  

If you are replacing the main service as well, they need to pull a temporary pole as noted by @Aaron McGinnis or use a generator.

Looking at a potential real estate investment and I have all the cash flows (after debt service) and anything else I would need I am just lost on a couple of things I am being asked for...

I've tried yellow letters at one point, but I moved to non yellow letters because of the reason you mentioned.  

@Victoria CreightonPro-rata rules apply to non-deductible IRAs-an IRA where you make annual non-deductible contributions.So as long as you don't have any non-deductible IRA contributions, Roth IRA conversions are neither subject to the pro-rata rule or the 10% early distribution penalty at time of conversion.

Even if I was able to find someone, I would likely be paying one month's rent for the service, which means thousands of dollars.

If he is legit, then he shouldnt need anything from you up front (maybe a small $100 application fee at most)Use an escrow service.  

The bureaus will allow payment services to report though so here is a link for the ones that currently report to Experian:https://www.experian.com/rentbureau/rental-reporti...I have heard of Rental Kharma that charges a fee to report just your payment but that doesn't include any payment processing.