I grind my teeth, sometimes my hair falls out, back of neck is tense and I need massaging often from stress.   

Hi John, The hardest part is pulling the trigger on the right deal.

This would allow for the property to be transferred into a structure for you two to work as partners while likely not triggering the due on sale clause.

@Bill Ward Definitely pull the trigger on making the move into a free rental and leasing out your current home.

I pulled the trigger and went into business for myself full time.

If you’re planning to do renovations, make sure your renovation budget falls below the substantial improvements threshold so you don’t trigger the need to bring the property up to current FEMA standards.

I've heard the quitclaim can trigger a balloon payment. ...has any actually experienced this or is it an urban legend?" 

“MORTGAGE RATES HIGHEST SINCE 2007Mortgage rates of around seven percent are the highest since July 2007, just before the crash that triggered the great recession.On September 27th the Federal Reserve raised the Fed Funds rate by another 0.75 percent, its fifth increase this year and third consecutive 0.75 percent increase.

I found a company that seems to have a good rate, reputation, etc. but as I'm about to pull the trigger I'm catching myself second guessing.

Just wanted to see what people's strategies are and kind of gauge if everyone is sitting on their hands or if they're all ready to pull the trigger if the deal is right, knowing they can refi in a relatively short time.