In my former occupation as a stocks and options trader there was plenty of cash flow to do this.  

Doing your own marketing and working with wholesalers and investor/agents will yield plenty of good deals to choose from.Small mortgages are doable, but as you stated, banks are little more reluctant to do them, although I have not run into any that will say "no" out right. 

Plenty of very successful real estate investors buy personal residences to take advantage of all the benefits of owner occupied financing knowing that they are purchasing an eventual investment property. 

This should give me plenty of equity for refinancing the property down the line.I believe I could get 15 years out of this retirement money and this could open the door to more retirement funds on future deals.ThanksSteeve

Don't go for the rough parts of town where multis are plentiful.

You are right plenty of stuff for me to take in.

Big company can be good and should have training, however, there are plenty of opportunities for training offered by the title insurance companies and real estate schools.

In essence, our business model, like yours, is to take capital from where it is plentiful and deploy it where capital is scarcer.

@Jae h Kim  there is plenty in NJ just look farther south 

I guess having such a high fee made me nervous, and I didn't want to scare my end buyer even though me getting these houses on contract and leaving him with plenty of room for profit he shouldn't care either way.