Green tech as a buzz word and implementation is very known and wide spread, so the consumer understands the concept and frankly seems to pursue those types of products.

(Loan less points+fees)California, not to be outdone, passed Financial Code 4970, where if your apr is more than 8% above comparable treasuries on either 1sts or junior liens, and the points and fees exceed 6% of the net loan amount, as defined above, you're covered, and subject to the more stringent requirements and limitations.Anybody still awake?

Only Fannie Mae has implemented a 4 property rule.

I suspect the state will be coming down more stringently on some of these practices due to the number of owners being victimized by these scam artists.

@James LeeI would love to speak to you or anyone else looking to get into cash flowing properties about a new program that we have implemented in the Birmingham, AL market.

Have any of you heard of or implemented other apartment unit conversions for extra income?  

I plan on implementing on my other properties.  

Current gross rents are $66k/year, but after banked rents are implemented I will be over 1% in the SF Bay Area.Congrats on the sweet deal!

The bill is actively evolving and will be implemented rapidly under an emergency declaration. 

Need to investigate the options, please feel free to share strategies you have implemented.