You have to plan for when your interest deduction falls below the standard deduction on your income tax return.  

If you rent, then most of the costs of owning fall on the property management company.  

If your lease is silent about this, update it promptly!

Hopefully someday from the perspective of an investor as well, I've been thinking Troy would be a great place to make some investments and I go there every fall for alumni weekend anywayAlso, I wouldn't have known to look for the FEMA flood zones when buying in Troy but I can tell you I was there when Irene came through and there were quite a few buildings underwater near the river.

I would fall on my sword with the City.

Have you run side-by-side the financing and HELOC (interest) to see what numbers fall out.

I am looking to move into a duplex next fall and am currently in an apartment.

I also fall in the same boat as you.

The thugs moved the operation else wear but not before one guy tried to climb the pole and I have him on tape falling and then he tried to sue me for insurance.

My 4th and youngest child will be going to Kindergarten fall of 2017.