I have a high stress job that gives me no exercise so I am sure there is some truth to that.

As for getting lenders to play ball on a ground up development, I may not be the guy to ask. 

I don't have a crystal ball, but I believe 5 years from now, people will say "remember when we could get 3 an 4 percent rates on mortgages!"

If you get $300k cash now your risk is much less, of you receive no cash now then you have a greater risk.Let's quantifying the risks assuming you get $300k down payment:Due on sale: Bank decides to exercise "due on sale" & accelerate the loan then demands full payoff.

They can accept missed calls and overflow for when you want to take a walk or I am going to my kids ball games.

Commercial is a whole different ball game.

Hiring a good SEC attorney will walk you through the process of the Syndication.If what you lack is confidence that you can keep all of the balls in the air and pull off a Real Estate transaction that happens to include a syndication, that is understandable.As was said earlier, you need to bring something to the table for the syndicator/mentor to risk wasteing his/her time and/or reputation.Get educated on deal analysis, the market you are in, legal ways to raise money from investors, etc.

Its rented right now for 850 and the ball park figure he gave me for the property was 39k.

There seems to be nothing but helpful and motivational posts and I think it will help me in getting the ball rolling for starting my career in the real estate investing world.

I was wondering this as well, for anyone that has any experience what is a general ball park for how much a billboard costs?